{"id":168,"date":"2025-11-28T12:00:00","date_gmt":"2025-11-28T18:00:00","guid":{"rendered":"https:\/\/www.murvayinsurance.com\/blog\/?p=168"},"modified":"2025-11-10T09:53:41","modified_gmt":"2025-11-10T15:53:41","slug":"can-you-switch-auto-insurance-carriers-without-losing-coverage","status":"publish","type":"post","link":"https:\/\/www.murvayinsurance.com\/blog\/can-you-switch-auto-insurance-carriers-without-losing-coverage\/","title":{"rendered":"Can You Switch Auto Insurance Carriers Without Losing Coverage?"},"content":{"rendered":"<p>Virtually everyone in Newport Beach, CA, is trying to save a few dollars these days, including on auto insurance. Yet, you may be reluctant to change policies when your premiums suddenly increase drastically. Shopping around can help you keep your premiums in check. If you do it correctly, you won&#8217;t experience a coverage lapse. Murvay Insurance can help you switch your policy and ensure you still have sufficient coverage.<\/p>\n<h2>How To Switch Carriers<\/h2>\n<p>Your current carrier should give you sufficient notice of premium increases or coverage changes, typically 60 days&#8217;. This gives you sufficient time to explore new options if you are not satisfied with what your current carrier has presented. During this time, compare rates and coverage from several companies to ensure you can find another policy that meets your needs. For most people, this process will be easy. However, if you have an open claim with your current carrier, you must continue working with them to ensure the claim is processed correctly, even after you switch policies.<\/p>\n<h2>Essential Considerations<\/h2>\n<p>Don&#8217;t cancel your old policy until you have a new one. Although your current policy may allow midterm switches, be aware that you may have to pay a cancellation fee. And if you have an open claim, be aware that your premium may change once the claim is closed and your new carrier reviews your claims history. Follow this advice closely, as a lapse in coverage could be detrimental to your future insurance coverage.<\/p>\n<p>If you have considered changing your auto insurance coverage in Newport Beach, CA, don&#8217;t leave it to chance. Contact the agents at Murvay Insurance to get started on an auto insurance policy tailored to your needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Virtually everyone in Newport Beach, CA, is trying to save a few dollars these days, including on auto insurance. Yet, you may be reluctant to change policies when your premiums suddenly increase drastically. Shopping around can help you keep your premiums in check. If you do it correctly, you won&#8217;t experience a coverage lapse. Murvay [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[20,18,16,6,17],"class_list":["post-168","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-ca","tag-insurance","tag-murvay-insurance","tag-newport-beach"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.murvayinsurance.com\/blog\/can-you-switch-auto-insurance-carriers-without-losing-coverage\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Murvay insurance Services, Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Can You Switch Auto Insurance Carriers Without Losing Coverage? 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