{"id":28,"date":"2020-01-30T04:00:00","date_gmt":"2020-01-30T10:00:00","guid":{"rendered":"https:\/\/www.murvayinsurance.com\/blog\/?p=28"},"modified":"2020-01-30T23:02:43","modified_gmt":"2020-01-31T05:02:43","slug":"should-you-get-commercial-insurance-for-your-home-business","status":"publish","type":"post","link":"https:\/\/www.murvayinsurance.com\/blog\/should-you-get-commercial-insurance-for-your-home-business\/","title":{"rendered":"Should You Get Commercial Insurance for Your Home Business?"},"content":{"rendered":"<p>A home business needs insurance protection just as much as any other business. Your home or renter&rsquo;s insurance, however, isn&rsquo;t designed to cover your home business needs. At Murvay Insurance in&nbsp;Newport Beach, CA, we offer customized commercial insurance coverage for home-based businesses, enabling you to get the exact protection you need. What type of insurance protection does your home business need?<\/p>\n<ul>\n<li><strong>Commercial Property<\/strong> &ndash; If your business requires the use of business equipment like a computer, printer or fax machine for daily operations, property insurance will protect these items against theft or damage due to fire, vandalism or other disasters. Your homeowner&rsquo;s insurance protects your personal goods, not business property. With commercial property protection, you can invest in your business without worrying about financial loss.&nbsp;&nbsp;&nbsp;&nbsp;<\/li>\n<li><strong>Liability <\/strong>&#8211; If you host business clients in your home, you could be held liable for accidental injuries or property damage they may sustain while on your property. Your home insurance won&rsquo;t cover liability claims related to your home business. Commercial liability covers business-related liability claims and protects you against lawsuits if a client decides to sue for damages.&nbsp;&nbsp;&nbsp;<\/li>\n<\/ul>\n<p>If you offer professional services such as business accounting or financial consulting from your home, professional liability coverage can protect you against claims of negligence in the services you provide.&nbsp;<\/p>\n<p>If your home-based business involves production or distribution of products, product liability can protect you against injuries or property damage a faulty product may cause to a customer or seller.<\/p>\n<ul>\n<li><strong>Commercial Auto<\/strong> &ndash; If you use your personal vehicle for delivering products or visiting clients, you&rsquo;ll need commercial auto insurance to protect your business against accidents that may occur during working hours.<\/li>\n<\/ul>\n<p>To learn more about home-based commercial business coverage for your Newport Beach, CA enterprise, contact your Murvay Insurance agent today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A home business needs insurance protection just as much as any other business. Your home or renter&rsquo;s insurance, however, isn&rsquo;t designed to cover your home business needs. At Murvay Insurance in&nbsp;Newport Beach, CA, we offer customized commercial insurance coverage for home-based businesses, enabling you to get the exact protection you need. What type of insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[6,7],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-murvay-insurance","tag-newport-beach-ca"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.murvayinsurance.com\/blog\/should-you-get-commercial-insurance-for-your-home-business\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Murvay insurance Services, Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Should You Get Commercial Insurance for Your Home Business? 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