Floods, earthquakes, and possible fires. This is just some of what mother nature can dish out in or around Newport Beach, CA. While your homeowner’s insurance covers fire, it doesn’t cover flooding. You need a separate policy for this. If you are considering purchasing flood insurance, start by following these three simple tips brought to you by Murvay Insurance.

1. Compare Several Quotes

To begin with, compare several flood insurance quotes before making a choice. You’ll want to compare at least three quotes, looking at the fine detail and asking your insurance agent any questions you may have. During the process, make notes of each policy’s coverage amounts and cost and find the best one suited to your needs and budget.

2. Bundle Your Policies

Bundling your policies under one carrier in Newport Beach, CA is a sure way to save money on your monthly premiums. You can add this policy to all the others, including home, life, commercial, auto, RV, and more, to get maximum savings. Shop around among different carriers and make a switch to the one that offers the most savings for the best coverage or bundle under the carrier you already use. Either way, you’ll save money. 

3. Work with a Reputable Agent

To ensure you complete the above two tips to the best of your ability, work with a reputable agent from Murvay Insurance. Our agents are friendly and will go over each policy with you to determine the right one. Having someone you can count on while navigating the insurance industry brings peace of mind and makes what seems to be a daunting task actually enjoyable. To learn more, give us a call today at 949-333-0892.