California homes have value. Talk to anyone on the street, and they’ll acknowledge the investment of California real estate. Yet, as with most things of value, the unexpected could strip that value away. That’s why homeowners need the right insurance for their California investments. Murvay Insurance of Newport Beach, CA has some tips to help you find the right coverage.
Use Online Tools to Find Insurance
The state of California wants to ensure you have adequate insurance and provides several tools to help you in your policy search. Try the Residential Insurance Company Contact List to find a directory of licensed home insurance companies, or use this to verify a leading favorite. If you need support to get your policy, check the Find an Agent or Broker tool instead. If you already have a quote, check the competitiveness of this rate using the Homeowner Premium Comparison Tool and Homeowner Coverage Comparison Tool to verify you’ve got a fair plan.
Insurance After Non-Renewal
The California Department of Insurance counsels that non-renewals have been an increasing issue for California homeowners. A non-renewal means you need to change insurance companies and policies – or risk a dangerous lapse in coverage. First, try contacting your insurer to identify any issues which may have caused this coverage lapse. Depending on the reason, you may be eligible to protest this cancellation. If you cannot renew your current policy, the California FAIR Plan offers a fallback for otherwise difficult-to-insure homeowners.
Murvay Insurance serving Newport Beach, CA is ready to help you find the right homeowners insurance. Contact us today for a quote!