Why Does Age Impact Car Insurance?

Car Insurance For an Accident with a Newer Driver

When a mom clings to the overhead handle as they are being driven to the doctor’s office, it’s a hint. When siblings and friends hide their faces in their hands as they are being driven to the mall, it’s a hint. Young people are curious to see how fast something goes and if it compares to the vehicles in their video games. We get it. 

Young people don’t recognize that the need for speed costs you. For instance, if you’re caught doing 140 in a 35, the judge will take away your license. Forever. If you’re exceeding the speed limit and hit someone, your insurance should be enough to cover the damages and medical costs. Murvay Insurance Newport Beach, CA wants you to know more about age and auto insurance. New drivers are out on the road every day.

Car Insurance For an Accident with a Mature Driver

On the other side of the coin is the little old grandma who drives 20 mph on the extreme right side of the road. Grandpa isn’t much better, but at least he drives the speed limit. If mature eyes or reflexes aren’t in good shape, drivers tend to drive more slowly. It is important to be insured against the unexpected. One slow lane change could mean a totaled vehicle.

About That Insurance

Insurance is about ensuring the money is there to pay for damages and medical costs if an accident happens. Young drivers don’t think about consequences; they want to have fun. More mature drivers may not be as sharp as they once were. These are a few obstacles we must overcome every day out on the road. It is important to have the right coverage when driving.

Murvay Insurance in Newport Beach, CA understands that everyone of all ages needs the proper insurance. Give us a call or drop by to learn more about it. Our team is standing by to help you find a policy for any situation.