Does Commercial Insurance Cover Earthquake Damage in California?

Newport Beach, CA, is renowned for its breathtaking coastline, luxurious beaches, and upscale lifestyle that residents adore. However, this luxury haven is also situated in a seismically active region prone to strong earthquakes, which can result in expensive property damage and prolonged business interruptions.

Discover if commercial insurance covers earthquake damage from the insurance experts at Murvay Insurance in the guide below.

Does Commercial Insurance Cover Earthquake Damage?

Most commercial insurance policies in Newport Beach are designed to keep businesses operational and cover extensive damages caused by wildfires, smoke, wind, hail, and workplace accidents. Some policies even include provisions for covering damages caused by natural disasters like hurricanes, dust storms, and hailstorms.

Your commercial insurance policy may or may not cover damage to property, supplies, inventory, and staff caused by earthquakes. Local business owners may need to invest in earthquake insurance to obtain comprehensive coverage for damages caused by severe quakes.

Contact a trusted local insurance provider to understand the coverage and limits of your current commercial insurance policy and whether your business is protected from earthquakes.

An experienced local insurance agent can help you review the limits and provisions of your current policies to understand where your coverage begins and ends.

Consult a Local Insurance Professional About Commercial Insurance Coverage

The high costs of property damages and repairs in Newport Beach necessitate that local business owners ensure they have adequate insurance protection to cover a wide variety of common and uncommon perils. Please don’t wait until it’s too late to secure coverage and protect your business from devastating financial fallout.

Contact the professionals at Murvay Insurance to learn about your existing coverage and how to obtain coverage for earthquakes in Newport Beach.